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Why pay the old way?

Within seconds you’ll have access to a new digital wallet and up to $1,000 to shop and spoil your special little one/s with.

Why use ZipPay?

1. Digital Shopping Account

Create your account now and start shopping with the flexibility of a digital wallet.

2. Buy Now, Pay Later

Shop today, enjoy your purchase & pay later to suit your lifestyle!

3. Interest Free

No interest. We’re completely transparent about no hidden fees.

4. No Credit Cards

A completely digitized wallet means there’s no need for a credit card.

To use ZipPay, simply select ZipPay at the checkout and sign up.


What about Afterpay, does Monstees offer Afterpay?
We like to keep it simple and after doing research and comparisons, we chose ZipPay as our take home layby/credit provider.  We found ZipPay to have more customer friendly terms.

We've included a comparison chart for your viewing pleasure.


Credit Limit

Up $1000 digital wallet for the customer to spend instore & online.

Account is reusable & customers can check out with a higher shopping cart by making a co-payment.

No – relies on credit/debit card funds at time of purchase
Payment Amount  Flexible, weekly, fortnightly or Monthly  4 equal instalments
Fees  60 days to pay with a min $40 per month repayment, the customer has the option to roll their balance if they need a little extra time to pay for an admin fee of just $5.  $10 late fee for payments not processed and additional $7 for every 7 days the payment is late.
Instore  Yes – same account used for online and in-store No – 2 separate accounts and sign-up flows necessary
Approval Limit  With good payment history your limit can increase over time to the maximum account limit of $1000 With good payment history your limit can increase over time
Refunds  Refunds are processed immediately back to your zipPay account once the merchant receives the goods and processes the refund. Once the refund is processed by the merchant - it will automatically drops through Afterpay and your payment plan is adjusted to reflect the new total order value starting with the last payment and working backwards.

As always with any credit provider you should read their terms and conditions before applying to determine if this is the right option for you.